Articles / Other Resources / Meaningful Links
For consumers/homeowners with an ARM (adjustable rate mortgage), get some helpful advice from the Spending Coach. They claim to be non profit, not sure if I believe there is any such thing - but what I see is a Website that has no advertising and they are not trying to sell you anything. They look at your situation and help you get a grip on where you are - the crucial first step in making a decision about what to do. The sad truth is most people with an ARM are confused, and most people with an ARM are in trouble - sooner rather than later.
Real Trends, Steve Murray, Littleton
Zillow debuted on 02/09/06. This website speaks to buyers, sellers, and owners. They completely ignore lenders. This website is going to be a big deal in this business.
FEMA Flood Map Source
FHA / HUD
ASC License Look Up
DMOZ directory -- Real Estate Appraisal -- 11/26/05 there are 9 Colorado listings. 3 don't work, and Ron Harp is located in Arizona. 12/25/05 - 8 listings with no dead links. Ron Harp is still located in Arizona, this site is likely in the wrong category (should be Arizona not Colorado).
Francois K Gregoire, St Petersburg, FL
The Appraisal Foundation - Documents including Q&A on the 2006 scope rule change
Top Appraiser Websites:
Down Payment Rebate Programs
Article about Mortgage Fraud, features National City. LA Times dated 12/5/05.
Appraiser USA - find an appraiser anywhere in the country.
Cash Back at Closing: Appealing Arrangement or Sinister Scam - Ralph Roberts, Realty Times 05/02/06
E&O (error & omission) Insurance
AMC (Appraisal Management Company)List of links here
NAR (National Association of Realtors) find an appraiser
Ruff - who is this guy?
Real Estate Related
Active Rain - (05/04/07) I am new to Active Rain. I was referred by someone I respect - so I am going to give it a try.
Real Estate Signs from Aurora, Colorado
MapsCo = the map that everyone in Denver uses
Architecture Guide - this is very good
GREFPAC, Georgia grass roots effort
Free Comp Checks: Domina
Another free comp service
List of Mortgage Brokers who are: Honest / Ethical / Trustworthy / Etc
The Mortgage Professor (has a list of Upfront Mortgage Brokers) UMB
Kevin Iverson / Reed Mortgage
Mortgage Lenders Network - do not use list
Listing of every state - contact info for the banking "FCIC authorities"
In Colorado, the administrative law offices are located at:
The Administrative Law Judges are part of the Office of
Debt Collection: As of 5/8/06, based on my personal experience, I recommend that you not use John Glen Assc, Inc 516-877-0902.
Debt Collection - as a reference - you can try this. Please let me know what your results are. NCS Plus For more information, please call the Association Service Desk at 800-363-7215, or 212-213-3000, ext. 6400. Or you can email your questions to firstname.lastname@example.org
Realty Trac, James Saccacio = Chief Executive, Irvine, CA
Todd Carpenter Really Huge List of Links
Google Local = Best (free) map service I know of
Infospace.com A great place to look up not just people, but reverse number and e-mail searching as well!
Hotbot.com One of the top rated search engines for finding what you want, quickly and accurately.
Colorado Freedom of Info reference. If you are denied access to what you think is a public record or a public meeting, telephone the Colorado Press Association at 303-571-5117.
Fraud Information Center - 800-876-7060
Other Mortgage Fraud Sources:
Other Appraiser Websites About Mortgage Fraud:
Richard Hagar, Seattle Washington - Fraud Problem